I've spent the month of May focusing on taking control of my health. Sometimes all of my titles have a way of catching up to me; wife, mother, employee, volunteer, blogger etc.... Do you ever feel like you have too much on your shoulders?At the end of April I became very ill; enough to keep me down for a few weeks. It was a blessing in disguise. It made me thankful for my health, for the ability to go and do without limitation. I missed that. I missed my family, I was in quarantine for days. It made me realize that I need to be better. I needed to change so I could live a healthier lifestyle coming out of sickness. I've started incorporating many things to have a healthy lifestyle again. I think we are so eager to fill other's cups that we forget our own cup is empty, mom does need time to rest, too. Well, after a month of rest and reflection, I'm back and feeling better than ever.Do you feel like you need a change and finally take control of your health?Here you'll find my … [Read more...] about How To Take Control Of Your Health
When you simplify your budget, establishing a clear guideline for wants vs needs can be quite the challenge.A budget can be destroyed with one impulse buy you think you need.Wanthave a desire to possess or do (something); wish for:Needrequire (something) because it is essential or very important: A simple definition can really make you think... Do you desire or require the items you purchase each month?Don't fret, I have tips on how to set a clear boundary for your purchases. When we took a hard look at our budget, expenses and what priorities we had we came to a realization; most of our items purchased were WANTS.Home Entertainment: Cable for your TV, wifi internet, Hulu/Netflix, Amazon Fire TV and other options.... aren't essential for you to live the good life. To scale back our living expenses we cut our cable, purchased an Amazon Fire TV & Amazon Fire Stick and switched to a cheaper wifi internet service. Saving us over … [Read more...] about Simplify Your Budget; Week 2 Wants VS Needs
Why set a monthly budget?Do you find yourself struggling to make ends meet? Most people do when they don't have a plan. Some are able to keep track; a spreadsheet of bills, due dates and amounts. Still struggling.... worrying you will have to resort to credit cards for day-to-day purchases because money slips through your fingers too fast.I've been there. I used to spend way more than I should. Not on purpose of course, I just didn't have a plan. A budget is so important each month. Your needs change each month and so should your budget.The hardest part about establishing a budget is sitting down and analyzing your bills and expenses. It's overwhelming and often eye-opening and terrifying. Where is my money going? Why can't I save?If you are feeling this fear each month it's time. Time to change your spending and reflect on where your money is going. Stay in control, resist temptation to buy unnecessary items. Nowadays we look for immediate gratification, we see a deal … [Read more...] about Simplify Your Budget; Week 1 Why Set a Monthly Budget?
Jennifer, founder of footprintsinpink.com, for our Feature Friday today!How can a family stay “normal” when mom is going through breast cancer? There is nothing normal about breast cancer. It affects every member of the family, even the dog, but if the family changes their expectations, your family can stay as “normal” as possible while mom recovers. When I was going through chemo, I asked my mom to move in with me (as a single mom, I needed a lot of help). My daughter was a freshman in high school. This was not a great time for her mom to get cancer, but cancer does not come when it is convenient, it just happens. I was determined to keep normality in my household. I knew that was important for a better place to heal for me, as well as, for my daughter.Moms are the “glue that holds our families together”, she is the one that makes the lunches in the morning, takes the kids to school, cooks dinner and makes sure that everyone is where they should … [Read more...] about Four ways to help the family stay “normal” while mom has breast cancer
Do you have an emergency fund? Funds you set aside, untouched, in case there's a catastrophe? Most of our society relies solely on credit cards, maintaining minimum payments, living paycheck to paycheck. That feeling of drowning as you count your bills and hope it matches your income is debilitating.We've recently completed Dave Ramsey's book, The Total Money Makeover. His steps to financial freedom are inspiring. The first, save up $1,000.00 in an Emergency Fund. Can you imagine a life where you have a savings for emergencies? It may seem tough to find the funds when looking at your account. Take a good look at your budget, income and transaction history. Detail by detail. Keep track of your spending for a month, categorize it and see where you can eliminate to start saving. Separate your wants and needs. Sometimes we confuse the two.Here's my 5 simple ways to start your emergency fund … [Read more...] about 5 Simple ways to start an emergency fund today