Why set a monthly budget? Do you find yourself struggling to make ends meet? Most people do when they don't have a plan. Some are able to keep track; a spreadsheet of bills, due dates and amounts. Still struggling.... worrying you will have to resort to credit cards for day-to-day purchases because money slips through your fingers too fast. I've been there. I used to spend way more than I should. Not on purpose of course, I just didn't have a plan. A budget is so important each month. Your needs change each month and so should your budget. The hardest part about establishing a budget is sitting down and analyzing your bills and expenses. It's overwhelming and often eye-opening and terrifying. Where is my money going? Why can't I save? If you are feeling this fear each month it's time. Time to change your spending and reflect on where your money is going. Stay in control, resist temptation to buy unnecessary items. Nowadays we look for immediate gratification, we see a deal … [Read more...] about Simplify Your Budget; Week 1 Why Set a Monthly Budget?